0% APR Financing Available!* We provide easy and affordable financing via our partner, Shop Pay, so you can pay over time.

How It Works

1. Add items to your cart
2. Check out with Shop Pay
3. Choose the option to pay in installments

Quick Approval

Get a real-time decision*

Flexible Payments

Choose Shop Pay at checkout to pay in full or split your purchase into 4 equal installments*

No Surprise Fees

No interest, no fees.

Checking eligibility has no impact to credit. There's no obligation to purchase when you prequalify for financing.

Frequently Asked Questions


Are there late fees?

No, there are no late fees if you miss a scheduled payment.


What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.


What if I make a return on a purchase made through Installments with Shop Pay?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

  • A smaller payment balance on the final payment.
  • Less future payments on the remaining loan balance.

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.


Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit cards.


Have more questions?

  • For questions about installment payments on Shop Pay, visit
  • For questions about Shop Pay or the Shop App, visit


*Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. State notices to consumers